5 Low and No Cost Ways Homeowners Can Save Money Now

There are lots of tips and tricks for homeowners to save money. Here are a few that cost you little to no money and you don’t need any special skills!

1.  Lower the temperature on your water heater. It doesn’t need to be any higher than about 120 degrees for the average household.

5 Low and No Cost Ways Homeowners Can Save Money Now

2. Seal your doors and windows. Air leaks around your doors and windows are the equivalent of money flying out the window.

3. Lower the blinds. Is the sun shining in your windows in the summertime? Lower the blinds to keep the heat out. In the winter, raise them to let the sun help warm your home.

4. Use your ceiling fans. Most of us have ceiling fans that we don’t use. In the warmer months, turn your fan on low with the airflow directed down. In the cooler months, change the blade direction so the air blows up.

5. Hang up your laundry instead of using the dryer. Clothes dryers take a lot of energy. Cut costs by installing a laundry line or using a drying rack in the laundry room.
Bruce Moore, Realtor
RE/MAX First
Louisville, Ky
502-640-6861

ABR – Specialist in working with Home buyers.
E-Pro – Specialist in using the latest Technology to help buyers find and buy their dream home.
IRES – International Real Estate Specialist

Ready to Buy a House? Here are some things to keep in mind

Owning a home is still the all American dream. Are you ready?

  • Make sure you can really afford a house.  In general, owning a home is more expensive than renting. When your furnace goes out, it’s up to you to fix it, not a landlord.
  • Get pre-approved with a lender. This way you know exactly how much house you can afford so you’re not wasting your time looking at houses outside of your budget.Are you ready to buy a home?
  • Be selective about your mortgage. Mortgage rates are at an all time low so as a buyer, you can afford to shop around and find the best deal. In addition to the interest rate, look closely at closing costs and points.
  • How much can you afford?  A good rule of thumb: your mortgage payment should not exceed 25% of your monthly income. Beware, many lenders will try to get you to borrow more than that. Don’t!  Stick to your budget.
  • How long do you plan to be there? If you are only going to keep the house for a year or two, you’re better off renting for a while longer.
  • Is the house a little ….odd?  You may not mind sharing a driveway with your neighbor or another little quirk but just remember that it could be more difficult to sell that property when you are ready to move on.
  • Get a home inspection. A qualified home inspector will tell you what repairs, if any, need to be made before you sign on the dotted line.
  • Hire a Realtor. Always! A seasoned real estate agent can save you thousands of dollars and keep you out of legal trouble so never buy or sell a home without a Realtor. Plus, as a buyer, you don’t have to pay the commission!

When you are ready to go find your perfect home, call me!

Bruce Moore, Realtor
RE/MAX First
Louisville, Kentucky
502-640-6861

 

Moving to a new home? This might make it easier

Nobody likes to move! All the packing and the lifting and the “Mom, have you seen my  ________”.  While we can’t make you like it any better, these tips might help a little.

1. Start early! It always takes longer than you think

2. De-clutter before you pack

3. Make sure you have enough supplies i.e. boxes, tape

4. Label Everything

5. Pack stuff in your suitcases

6. Use your clothes to wrap breakables

7. Get free boxes at the grocery store

8.  Keep track of important papers

9.  Don’t forget the pets! Moving is confusing and stressful for pets so don’t pack away the bed and toys

 

Ready to find Your Perfect House in a great Louisville neighborhood?  
Call me!
Bruce Moore, Realtor
RE/MAX First
Louisville, Kentucky
502-640-6861

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