Low Inventory in the Highlands makes this The Best Time to Sell Your House!

Have you been thinking about selling your home in the Louisville Highlands?

Do you know what’s going on with the Real Estate Market in the Highlands?

Prices are spiking! Why? Because inventory is low and Buyers are looking! This creates a fabulous opportunity for homeowners interested in selling their house.

NOW is the time to list your house!

Selling a house in the Highlands of Louisville, Bruce Moore Realtor

Look at the chart for the first quarter of 2014:

Total Active Listings: 427 (First quarter 2013 – 509)

Days on Market: 72 (First quarter 2013 – 112)

Number of Home Sales: 130 (First quarter 2013 – 181)

Average Sales Price: $210,513 (First quarter 2013 – $177,263)

All of this is great news for you, the home owner! Seriously, this is an amazing time to get your house on the market and get it sold.

Have questions? Feel free to call me anytime. I’d love to help!

Bruce Moore, Realtor
RE/MAX Connections
Louisville, Kentucky
502-640-6861

ABR – Specialist in working with Home buyers.
E-Pro – Specialist in using the latest Technology to help buyers find and buy their dream home.
IRES – International Real Estate Specialist

 

I am not going to tell you about Hand in Hand Ministries

Hand in Hand Ministries Louisville
I am not going to tell you about Hand in Hand Ministries!

A special guest post by my friend, Phaedra King

Except to say, Hand in Hand believes that all people deserve life’s essentials – food, water, clothing, shelter, education and medical care.  Their primary focus is to provide these essentials to people in Appalachia, Belize and Nicaragua.

Hand in Hand Ministries Louisville
Hand In Hand Ministries
I could talk about how HIH builds homes for families in Belize who are homeless or living in substandard conditions.  I could sing praises about their Outreach Center, which provides daycare, medical care and educational services for children marginalized by poverty and disease.  Or I could give you statistics from the many other wonderful services HIH provides in Central America.  But I won’t.I won’t go into details about the Pathway to Change program, a scholarship program which makes top-quality education available to children who might otherwise fall through the cracks in Nicaragua. Or the home repair program, food pantry, computer and GED classes offered through HIH in Appalachia.Why won’t I tell you about Hand in Hand Ministries?  I won’t tell you because, on paper, Hand in Hand sounds like a million other non-profit organizations.  My words alone will never be enough endorsement for the magnitude of benevolence Hand and Hand provides.I will, however, tell you about what sets Hand in Hand Ministries apart from other organizations.

Immersion Trips

For years, I worked at a non-profit organization which operated with a coalition of charitable organizations to pool efforts in fundraising and support.  Every year I’d watch in awe as we facilitated the transfer of millions of dollars in donations from individuals to non-profits.  Those non-profits, in turn, would use the funds to help people. At the end of the year, when all the money was counted and disbursed, I would congratulate my co-workers on a job well done.  And then, honestly, I would sit and wonder “what is actually being done with all that money? How do I know it is really helping?”

But that’s how it works, we give money to the cause of our choice and cross our fingers that the money is being put to good use.  I am in no way suggesting that it isn’t, but there is always that “how do I know” feeling after you hand over your check. Well, this is exactly what sets Hand in Hand Ministries apart.   Oh, we’ll take your money and, as a board member, I can personally guarantee that it will be put to good use!  But, you don’t have to trust me; you can see for yourself.

Hand in Hand offers immersion trips to Appalachia, Belize and Nicaragua.  You don’t have to wonder about the homes being built in Belize.   With an immersion trip, you can go to Belize and help build one of those homes.  If you are passionate about education, you can take an immersion trip to Nicaragua and meet the children in the Pathways to Change program.  Or, if you want to stay closer to home, you can take an immersion trip to Appalachia and help a family who desperately needs home repairs.

When you return home, you won’t need to congratulate yourself on a job well done, because you will have been transformed.  Both your heart and your mind will have gone through a beautiful metamorphosis, the likes of which you never believed possible.

So no, I’m not going to tell you about Hand in Hand Ministries, I’m going to invite you to come see for yourself.   Go on an immersion trip (or 2 or 3).  Change someone’s life for the better and possibly your own life in the process!  But beware; you will never look at life the same way again.

For more information, or to schedule an immersion trip visit
www.myhandinhand.org

Phaedra King

Spring is a Great Time to Sell Your House, but Are You Ready?

 

Spring is the normal time of year where Home Sellers think is the best time to put a House on the Market. But wait, is Your House Ready?   Is this the Best Time for You to Sell?Here are a few points to help you make the decision: Spring in Louisville, Bruce Moore, Realtor

1. Gauge the Real Estate Market

Your local Realtor can provide you with the statistics not only in the Louisville area but right down to your neighborhood to see what the market is doing.  Is there a glut of houses for sale in your area?  How long are houses sitting on the market?  What is the average home price?  And are the houses selling at or near the asking price?

2. Spring Clean Your House

Decluttering, painting, cleaning and yard work may seem like obvious things to do but you would be surprised by how many Sellers don’t do them. And yes, it takes time but not decluttering your house may be the worst offense that home sellers commit.  If you have a basement or a garage, this is perfect place to store boxes of things.

Louisville Real Estate Seller Tips, Bruce Moore, Realtor

3. Home Staging

While cleaning your house is an absolute MUST, Staging is somewhat optional but can make all the difference in selling your home, and selling it quickly. Here are some Tips for Staging Your house Effectively.

4. Have an Exit Plan

Your house could sell fast and depending on the terms of the contract you might have to find a place fast.  Even within a month.   Are you ready to move?   If you are looking for a house to buy, the timing can be very tricky here. Check out these Moving Tips

 

So, the question is…. Are You Ready to Sell Your House? I can help you make that determination.

Call me anytime! I’m always happy to help.

Bruce Moore, Realtor
RE/MAX First
Louisville, Kentucky
502-640-6861

ABR – Specialist in working with Home buyers.
E-Pro – Specialist in using the latest Technology to help buyers find and buy their dream home.
IRES – International Real Estate Specialist

 

(Images courtesy of James Barker and Grant Cochrane / FreeDigitalPhotos.net)

Great Home For Sale near Bardstown Road in Louisville

Home for sale in Louisville, Bruce Moore, Realtor

Super New Listing with a Great Price in Louisville
Way Cheaper than Renting
at Only $79,900!

Home for sale in Louisville, Bruce Moore, Realtor

Huge driveway and yard, new mechanics and a great floorplan layout makes this an easy choice Very close to all the shops around Bardstown Rd and centrally located, this house is just waiting for you to be it’s new owner. Motivated seller as you can see by the price!

 

Home for sale in Louisville, Bruce Moore, Realtor Home for sale in Louisville, Bruce Moore, Realtor Home for sale in Louisville, Bruce Moore, Realtor
 
Home for sale in Louisville, Bruce Moore, Realtor

Home for sale in Louisville, Bruce Moore, Realtor

Home for sale in Louisville, Bruce Moore, Realtor

Ready to find your perfect home in Louisville?
Call me, I’d love to help

Bruce Moore, Realtor
RE/MAX First
Louisville, Kentucky
502-640-6861

ABR – Specialist in working with Home buyers.
E-Pro – Specialist in using the latest Technology to help buyers find and buy their dream home.
IRES – International Real Estate Specialist

Top 10 Mistakes that First Time Home Buyers Make

Mistakes Home Buyers Make, Bruce Moore, Realtor, REMAX
So, you’re ready to buy your very first home! That’s great! It’s exciting and fun and you’re ready to jump right in there and start looking at houses, right? Yes, of course you are and rightfully so! But before you do, take a few moments, read the list of the top 10 mistakes made by first time home buyers and save yourself some problems down the road. Mistakes Home Buyers Make, Bruce Moore, Realtor, REMAX

#10 Celebrating Buying a New House Upon Accepted Contract

Many Home Buyers start to celebrate prematurely thinking the deal is done once you have an accepted contract on a house. This is only the start of the long process between contract and closing. There are quite a few issues that have to be resolved, such as the Home Inspection and the Appraisal.

#9 Thinking That Buying a House is as easy as Buying a Car

Not even close! From the legal issue of Agency Representation to the Financing, Contingencies and just the amount of people involved to make a home purchase work out…. buying a house is far from a simple process!

#8 Trying to Save Time by Calling the Listing Agent

This is such a bad idea but many, if not most, First Time Home Buyers do this. Why shouldn’t you call the Listing Agent of a particular house? Because the Listing Agent is legally bound to represent the best interests of his client, the Home Seller. Where does that leave you, the Home Buyer? Exactly!

#7 Believing that Hiring Your Own Agent Will Cost You Too Much

Not true! In most cases, hiring your own real estate agent won’t cost a dime more. Matter of fact, in general, although there are exceptions, the real estate commissions are paid by the Home Seller, not the Buyer.

#6 Believing that You Can Save Money by Using the Listing Agent

Similar to #7 but also false. The real estate commission is set when the Seller and the Agent sign the Listing Contract. The commission is the same regardless of how many agents are involved.

#5 Trying to Save Money by Buying a Foreclosure

The real estate bubble really put the focus on foreclosures. And, although it sounds like you might get a “steal” buying from the bank, the truth is that banks price their houses the same way regular sellers do but here’s the rub… Banks overprice and they don’t disclose anything about the condition of the house by selling it “As Is”.  Not only that, but the process is terribly slow and the price will eventually end up just where the market value is. Hardly a “Steal”

#4 Buying a House as a Financial Investment

Although it can be, it is impossible to tell how much your home value will increase, so unless you are an actual real estate investor, don’t buy your house as your future nest egg.

#3 Believing that the Newer the House the More it Should Cost

Older houses can be just as good as new construction and sometimes better. It just depends! You’re better off choosing a home based on the neighborhood, rather than focusing on the age of the particular house. Besides, a good home inspector will tell you where the kinks are.

#2 Picking Your Realtor Because They Claim to be a Top Seller

Well, that might be a great agent but do your homework. Does this agent really sell as many houses as they say? If they really are a Top Selling Agent, they are also really busy and perhaps won’t have time to see to your needs. Pick a Realtor based on reviews and from trusted friend and family referrals

#1 Finding Your House on Your Own Online

It’s fun, isn’t it? Looking at all the wonderful houses for sale online! And it’s so much easier than ever before! But hey…. pretty pictures and a sharp presentation are only a small portion of what you need to know and see. Viewing the house in person is the best way to shop for your house. Plus, Your Realtor will do all the work such as scheduling, previewing and finding out the good, the bad and ugly about each house.

Did I scare you off?  No worries! We Realtors are there to take the hassle out of buying your perfect home.
So, call me! I’m here to help.

Bruce Moore, Realtor
RE/MAX First
Louisville, Kentucky
502-640-6861

ABR – Specialist in working with Home buyers.
E-Pro – Specialist in using the latest Technology to help buyers find and buy their dream home.
IRES – International Real Estate Specialist

 

 

(Image courtesy of Supertrooper/ FreeDigitalPhotos.net)

Hey Louisville….Do You Know Where Your Yard Waste is Going??

Louisville, Do you know where your yard waste is going??

When the City of Louisville started collecting it they promised to recycle and compost our yard waste, right? Well, that’s NOT what’s happening. Since 2012, our collected yard waste is going into the landfills. That’s right, THE LANDFILLS!
Louisville Realtor Bruce Moore
Why? Because the waste is collected in plastic bags. That’s a load of compost, if you ask me! But all is not lost. Tim Darst of MoveOn.Org has created a petition to convince Louisville Mayor Greg Fischer to stop this insanity.“Our yard waste has been going into the landfill since 2012 because it contains plastic bags. The Mayor can stop this with the waive of his pen. Call Mayor Greg Fischer now at 502-574-2003 and tell him he needs to ban plastic bags from the yard waste.”What else can you do? It’s easy…. just sign the Petition, letting Mayor Fischer know that this is not acceptable. I’m signing, won’t you?
Bruce Moore, Realtor
RE/MAX First
Louisville, Kentucky
502-640-6861ABR – Specialist in working with Home buyers.
E-Pro – Specialist in using the latest Technology to help buyers find and buy their dream home.
IRES – International Real Estate Specialist 

(Image courtesy of basketman / FreeDigitalPhotos.net)

New Listing in Louisville! Remodeled home on Woodhill Lane

Brand new listing in Louisville
Super home at 5102 Woodhill Lane
Only $120,000!!

Home for sale in Louisville, Bruce Moore, Realtor

This is a great starter home in Louisville! Many updates have been done, please see the ”Renovation” document. Most notable are roof and 2.5 car garage roof replaced in 2013 with 30 year 3D type shingles, a 16′ x 24′ treated deck in 2010, large backyard with six foot privacy fence, harbor breeze ceiling fans, and all interior and exterior doors replaced in 2010. Wait til you see inside the 2.5 car garage: 220 Volt with a 75 amp panel, 220 Volt air conditioning, 10 – four bulb cold start garage lights all energy efficient, and wired for an air compressor/welder! The house is close to shopping at Jefferson Mall. The house is easy to show!

Call me today for a private showing!

Bruce Moore, Realtor
Co-listed with Teresa Bruneau
RE/MAX
Louisville, Kentucky
502-640-6861

ABR – Specialist in working with Home buyers.
E-Pro – Specialist in using the latest Technology to help buyers find and buy their dream home.
IRES – International Real Estate Specialist

A New Grant for Louisville Homebuyers. The Time to Buy a House is NOW!

A New Grant for Louisville Homebuyers. The Time to Buy a House is NOW!

The Welcome Home Grant program established by the Federal Home Loan Bank of Cincinnati has thousands of dollars available to potential home buyers in Louisville and surrounding counties. These funds tend to go very quickly so if you’ve been on the fence about buying a house, now might just be the perfect time for you.

Eligible home buyers may receive up to $5,000 toward the down payment and closing costs associated with purchasing a house . As with everything else, there are restrictions to this grant program.

Call me to find out if you qualify. But don’t delay! The funds become available on March 3rd, 2014 and they will be distributed quickly. Once they’re gone, they are GONE!

Bruce Moore, Realtor
RE/MAX First
Louisville, Kentucky
502-640-6861

ABR – Specialist in working with Home buyers.
E-Pro – Specialist in using the latest Technology to help buyers find and buy their dream home.
IRES – International Real Estate Specialist

 

 

Pros and Cons of Buying a House before Selling Your Old One

Pros and Cons of Buying a House before Selling Your Old One

So, you found your perfect house. Great! It’s everything you always wanted in a home…. fabulous location in a good neighborhood, finished basement, beautiful yard, the right school for your kids ….. it’s the house of your dreams!

Louisville Real Estate, Bruce Moore, Realtor

The only problem is you already own a house. With a mortgage. You hadn’t planned on moving so your home is not ready to be listed on the market. What should you do?

I think it mainly comes down to finances. Can you afford to pay two mortgages? What if your old house doesn’t sell for 8 months? Can you still afford both mortgage payments? The market is unpredictable. You may have a great house in a good location but keep in mind, there are no guarantees. Just because the house next door sold within a week, does not mean that your home will.

Are There Advantages to Buying a House Before Selling the Old One?

Absolutely! If you can afford to pay for both houses, buying a home before selling the old one may not be a bad idea. The obvious advantage is that you get to buy your dream home. It didn’t slip away while you were busy fixing up the old house to sell.

Also, you can take your time getting the old house ready for the market. Or, you can stay in the old place while you are redecorating the new one. Pretty convenient, really.

Assess your risk

Real Estate in Louisville, Bruce Moore, RealtorThe house you found may be the one you’ve always dreamed of owning but it can quickly turn into a nightmare.  Before jumping into the frying pan, make a very careful risk assessment of your finances. And just because a lender is willing to let you borrow the money, does not mean that you can realistically afford it! Remember all the foreclosures a few years ago? Exactly.

 

What About A Contingency Offer?

A Contingency Offer is when you submit an offer on a home contingent on the sale of your house. In other words, if your house does not sell, you can get out of buying the other one. Sounds great, right? The problem with it is that many home sellers won’t entertain contingency offers. They don’t want to put the sale of their house on hold while waiting for yours to sell. Understandable.

Bottom line…whether or not you should buy a new house before selling your old one is really up to you but honestly, is probably not a great idea for most people. Do your homework and don’t make this huge decision lightly or quickly.

Should you buy a house now? I would be happy to sit down and discuss your options with you.
Call me anytime,

Bruce Moore, Realtor
RE/MAX First
Louisville, Kentucky
502-640-6861

ABR – Specialist in working with Home buyers.
E-Pro – Specialist in using the latest Technology to help buyers find and buy their dream home.
IRES – International Real Estate Specialist

 

(Image courtesy of Gualberto107 / FreeDigitalPhotos.net)

 

 

House Hunting in Winter? YES!

House Hunting in Winter?  YES!

It’s cold, the wind is blowing and maybe there are snowflakes or two. It’s sooooo easy to just hibernate inside. But, if you are considering buying a house in the next few months, NOW is the best time to go.

House hunting in winter, Louisville Realtor Bruce Moore

Why?? Well, most people are focused on the Holidays or just don’t want to venture outside in the cold (just like you). That means you can pretty much have your pick of available houses! And, if you are looking to buy a house in hot neighborhoods like the Highlands, St. Matthews or Nulu in Louisville, this could mean the difference between you getting that house and losing out.

So come on! Let’s go house hunting in Winter and find you the perfect home.

Bruce Moore, Realtor
RE/MAX First
Louisville, Kentucky
502-640-6861

ABR – Specialist in working with Home buyers.
E-Pro – Specialist in using the latest Technology to help buyers find and buy their dream home.
IRES – International Real Estate Specialist

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